20 Bolt Avenue
Herrick, IL 62431
Debbie Cruit
Shelby Realty Services
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 864
- Lot Size
- 0.22 acres
- Year Built
- 1964
- Garage
- 2 car
- Stories
- 1
- Type
- Single Family Home
- MLS #
- 6261766
Own a home in Herrick?
23 homes sold in Herrick in the last 24 months, at a median of $100,000.
Photos
About This Property
20 Bolt Avenue is a 2-bedroom, 1-bath, 864 sq ft home on 0.22 acres in Herrick, IL, listed at $49,900 by Shelby Realty Services.
Cozy up with this two-bedroom, one bath home. The home has a living room, kitchen, two bedrooms and a separate utility room. The detached garage is oversized with a workshop area for all the crafts, or repairs you would want to do. The front yard is fenced for that favorite pet of yours! Come see if this home is what you have been looking for.
Features
- •Stories: 1 Story
- •Garage: 2 Car
- •Sewer: Public Sewer
- •Style: Ranch
- •Total Rooms: 5
- •Basement: Crawl Space
- •Above Grade Finished Area: 864
- •Appliances: Gas Water Heater, Range, Refrigerator
- •Construction Materials: Aluminum Siding
- •Cooling: Window Unit(s)
- •Exterior Features: Deck, Fence, Workshop
- •Fencing: Yard Fenced
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Location
20 Bolt Avenue, Herrick, IL 62431
This parcel in gold, the neighbours in white (hover to name one, click to open it) · PIN 0723-16-15-411-003. Parcel lines are approximate, for reference only — not a survey, and not a guarantee of boundary location or acreage.
About This Location
- School district
- Cowden-Herrick Community Unit School District 3A
- Fire protection district
- Herrick Fire
- Community college district
- Lakeland Jr. College
- Parcel number
- 0723-16-15-411-003
Grades KG-12
Reference-layer screening only — school district, zoning, TIF, and district boundaries are as-published by the county/state and are not a legal determination; confirm with the district/county authority.
Sources: Illinois State Board of Education / UIUC IECAM (2023) · Shelby County / Bruce Harris & Associates (REACH)
Schools
Served by Cowden-Herrick CUSD 3A (P-12)
District websiteCowden-Herrick Grade School
Grades K - 5- Enrollment
- 173
- Student attendance rate
- 94.6%
- Chronic absenteeism
- 13%
- ELA growth percentile
- 52nd
Cowden-Herrick Jr/Sr High School
Grades PK - 12- Enrollment
- 165
- Student attendance rate
- 92.2%
- Chronic absenteeism
- 28.9%
- 4-year graduation rate
- 93.3%
- 9th grade on track
- 85%
- ELA growth percentile
- 45th
Illinois ESSA summative designation, best to lowest: Exemplary, Commendable, Targeted, Comprehensive, Intensive.
District boundary, not an attendance-zone lookup. Illinois' downstate districts are unit (PK-12) districts where the district boundary is effectively the attendance area, but within-district school assignment, boundary changes, and enrollment eligibility are set by the district — confirm with them directly.
Published by ISBE 'AS IS' without warranty of any kind. Report Card figures are self-reported by districts and are a point-in-time state publication, not a verified measure of any individual student's experience. Confirm enrollment eligibility and current school assignment with the district directly.
Source: Illinois State Board of Education — Illinois Report Card (illinoisreportcard.com) and Directory of Educational Entities.
What it really costs to live here
The lines a payment calculator cannot know — read from the county record and the federal maps for this address, with the source beside each one.
Property tax, from the record
Owner-occupied
$1,720 / yr
about $143 a month
Owner-occupied, 65+
$1,062 / yr
both homestead exemptions
No exemptions
$2,213 / yr
a rental or second home
Assessed value $26,924 × the 2024 rate of 8.22% for tax code 07002 (Herrick Township), billed in 2025. On the asking price that is an effective 3.45%.
The owner-occupied figures take the General Homestead ($6,000 off the assessed value) and Senior Citizens ($8,000) exemptions; the senior freeze, veterans’ and home-improvement exemptions are not shown and can lower a bill further. The rate is the newest the clerk has published; the next levy will move it a little, and a sale can prompt a reassessment. Sources: Shelby County Clerk, Tax Codes and Districts Catalog, 2024 (payable 2025) and the assessor's current file. The bill of record is the treasurer's: Erica Firnhaber, Shelby County Treasurer.
USDA zero-down loan
This address is in USDA-eligible territory. The Rural Development guaranteed loan needs no down payment; a modest guarantee fee (1% up front, 0.35% a year) stands in for conventional mortgage insurance. Most buyers from a city have never been told it exists.
Eligibility of the property, checked against USDA's own map on 2026-11-04. The household income limit and the home's condition are the lender's call; any USDA-approved lender can say in a phone call.
Internet
In Herrick, 100% of locations can get 100/20 Mbps service; fiber reaches 100%; gigabit 100%. Wired and fixed-wireless service on offer: Fiber, Licensed Fixed Wireless, Unlicensed Fixed Wireless.
Town-level from the FCC's Broadband Data Collection — not a per-address check; confirm with the provider before you rely on it. Not endorsed or certified by the FCC.
Estimated Homeowner Payments
A planning estimate — not a loan offer, a pre-approval, or a quote. Every figure below is yours to change.
Estimated monthly cost
$532
- Principal & interest
- $272
- Taxes (from the record)
- $143
- Insurance
- $117
Taxes are this parcel’s bill from the county record — assessed value × the clerk’s 2024 rate, less the General Homestead Exemption — not a percentage of the price. The worksheet lets you change it.
Covers the mortgage payment, taxes and insurance. Open the breakdown to add utilities and an upkeep set-aside — both are real monthly costs of owning a home, and we have not guessed at them for you.
Estimates for planning only. This is not an offer to lend, a commitment to lend, or an advertisement of credit terms, and it does not include loan costs such as origination, title or closing fees — your lender provides those on a Loan Estimate. Taxes, insurance, utilities and upkeep are assumptions and will differ from actual amounts. Shelby Realty Services does not guarantee any figure shown here.
Questions About This Property
About the property
How much is 20 Bolt Avenue in Herrick, IL?
- 20 Bolt Avenue in Herrick, IL is listed at $49,900 by Shelby Realty Services (MLS #6261766). That is about $58 per square foot.
How many bedrooms and bathrooms does 20 Bolt Avenue have?
- 20 Bolt Avenue in Herrick, IL has 2 bedrooms, 1 bathroom, 864 square feet, 1 storey, built in 1964, on 0.22 acres.
Does 20 Bolt Avenue have a garage?
- Yes — 20 Bolt Avenue in Herrick, IL has a 2-car garage, and the house is 1 storey. The full feature list from the MLS listing is on this page.
How old is 20 Bolt Avenue?
- 20 Bolt Avenue was built in 1964, so it is about 62 years old according to the listing.
What kind of home is 20 Bolt Avenue?
- 20 Bolt Avenue is listed as a ranch-style home, on one story, with 864 square feet of living space.
How much land comes with 20 Bolt Avenue?
- The lot is 0.22 acres according to the listing.
What features does 20 Bolt Avenue have?
- The listing notes public sewer, a crawl space, gas water heater, range, refrigerator included, aluminum siding construction and window unit(s) cooling. The full description and every photo are on this page.
When was 20 Bolt Avenue listed for sale?
- 20 Bolt Avenue came on the market on November 4, 2026, listed by Debbie Cruit of Shelby Realty Services.
The location and the community
What school district serves 20 Bolt Avenue?
- 20 Bolt Avenue in Herrick, IL sits inside the Cowden-Herrick Community Unit School District 3A (Grades KG-12) boundary, matched to parcel 0723-16-15-411-003 rather than to the mailing address. District boundaries and school assignment should be confirmed with the district before you rely on them.
Which fire protection district covers 20 Bolt Avenue?
- 20 Bolt Avenue in Herrick, IL is in the Herrick Fire. This is the district the parcel falls in, per Illinois boundary data.
What other districts serve 20 Bolt Avenue?
- The parcel sits in the Lakeland Jr. College community college district, per the county's published district boundaries.
Which schools serve 20 Bolt Avenue?
- The district's schools are Cowden-Herrick Grade School (K - 5) and Cowden-Herrick Jr/Sr High School (PK - 12). That is the district boundary, not an attendance-zone lookup — confirm the assignment with the district.
The market
What do homes sell for in Herrick?
- 23 homes sold in Herrick in the last 24 months, at a median of $100,000 — recorded county transfers, not asking prices. The Herrick market page has the detail.
Buying it
Who is the listing agent for 20 Bolt Avenue?
- Debbie Cruit of Shelby Realty Services, (217) 254-3265. Debbie has been to the property and answers questions about it directly.
How do I arrange a viewing of 20 Bolt Avenue?
- Call Shelby Realty Services on (855) 215-3400, or use the showing request form on this page and the listing agent will come back to you. Shelby Realty Services is the listing brokerage for 20 Bolt Avenue in Herrick, IL.
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