- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 2,040
- Lot Size
- 0.48 acres
- Year Built
- 1996
- Garage
- 2 car
- Stories
- 2
- Type
- Single Family Home
- MLS #
- 6261205
Viewed by 20 people this week
Own a home in Effingham?
540 homes sold in Effingham in the last 24 months, at a median of $225,000.
Photos
Property Video
3D Virtual Tour
Walk the floor plan, take measurements, and view every room. Open the tour full screen. Measurements are approximate and should be independently verified.
About This Property
9020 E Emerald Drive is a 3-bedroom, 3-bath, 2,040 sq ft home on 0.48 acres in Effingham, IL, listed at $339,900 by Shelby Realty Services.
Peaceful north-end Lake Sara living, with sunrise and sunset views from a peaceful corner lot. This 3-bedroom, 3-bath home offers 2,040 square feet of move-in-ready space on a full basement and lake adjacent lot still close to town. Real hardwood floors run throughout with solid wood interior doors for a warm, comfortable interior feel. The updated kitchen has granite countertops, stainless appliances, and under-cabinet lighting. The gas fireplace accents the main living area, and the basement gives you room for a rec space, home office, or storage. The spacious master suite has a spacious bath and large walk-in closet. A two-car attached garage, and the beautiful low-maintenance landscaping and above ground pool round out the nearly half-acre property. Close to lake life but not far from town and Effingham schools, EWA leasehold lot. Schedule your private showing today!
Features
- •Fireplace(s): Gas, 1
- •Stories: 2 Story
- •Garage: 2 Car
- •Sewer: Septic Tank
- •Style: Traditional
- •Total Rooms: 7
- •Basement: Unfinished, Full, Yes
- •Pool or Spa: Yes, See Exterior Features, Above Ground
- •Waterfront: Lake Sara
- •Above Grade Finished Area: 2040
- •Appliances: Dryer, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- •Attached Garage: Yes
Want more information or to schedule a showing?
Fill this out and we will be in touch very soon.
Location
9020 E Emerald Drive, Effingham, IL 62401
This parcel in gold, the neighbours in white (hover to name one, click to open it) · PIN 11-26-231-001. Parcel lines are approximate, for reference only — not a survey, and not a guarantee of boundary location or acreage.
About This Location
- School district
- Effingham Community Unit School District 40
- Parcel number
- 11-26-231-001
Grades PK-12
Reference-layer screening only — school district, zoning, TIF, and district boundaries are as-published by the county/state and are not a legal determination; confirm with the district/county authority.
Sources: Illinois State Board of Education / UIUC IECAM (2023)
Schools
Served by Effingham CUSD 40 (P-12)
District websiteCentral Grade School
Grades 2 - 5- Enrollment
- 541
- Student attendance rate
- 95.4%
- Chronic absenteeism
- 8.5%
- ELA growth percentile
- 45th
Early Learning Center
Grades KNot designated — ESSA summative designations are assigned to schools with assessed grades; districts and PK/K-only buildings do not receive one.
- Enrollment
- 173
- Student attendance rate
- 94.1%
- Chronic absenteeism
- 16.8%
Effingham High School
Grades 9 - 12- Enrollment
- 672
- Student attendance rate
- 94.1%
- Chronic absenteeism
- 17.1%
- 4-year graduation rate
- 88.8%
- 9th grade on track
- 85.5%
Effingham Junior High School
Grades 6 - 8- Enrollment
- 445
- Student attendance rate
- 93.7%
- Chronic absenteeism
- 16.8%
- ELA growth percentile
- 40th
Effingham Unit 40 Preschool
Grades PKNot designated — ESSA summative designations are assigned to schools with assessed grades; districts and PK/K-only buildings do not receive one.
- Enrollment
- 120
- Student attendance rate
- Not published
South Side Grade School
Grades 1 - 2- Enrollment
- 245
- Student attendance rate
- 95.4%
- Chronic absenteeism
- 9.6%
Illinois ESSA summative designation, best to lowest: Exemplary, Commendable, Targeted, Comprehensive, Intensive.
District boundary, not an attendance-zone lookup. Illinois' downstate districts are unit (PK-12) districts where the district boundary is effectively the attendance area, but within-district school assignment, boundary changes, and enrollment eligibility are set by the district — confirm with them directly.
Published by ISBE 'AS IS' without warranty of any kind. Report Card figures are self-reported by districts and are a point-in-time state publication, not a verified measure of any individual student's experience. Confirm enrollment eligibility and current school assignment with the district directly.
Source: Illinois State Board of Education — Illinois Report Card (illinoisreportcard.com) and Directory of Educational Entities.
Estimated Homeowner Payments
A planning estimate — not a loan offer, a pre-approval, or a quote. Every figure below is yours to change.
Estimated monthly cost
$2,473
- Principal & interest
- $1,861
- Taxes
- $496
- Insurance
- $117
Covers the mortgage payment, taxes and insurance. Open the breakdown to add utilities and an upkeep set-aside — both are real monthly costs of owning a home, and we have not guessed at them for you.
Estimates for planning only. This is not an offer to lend, a commitment to lend, or an advertisement of credit terms, and it does not include loan costs such as origination, title or closing fees — your lender provides those on a Loan Estimate. Taxes, insurance, utilities and upkeep are assumptions and will differ from actual amounts. Shelby Realty Services does not guarantee any figure shown here.
Questions About This Property
About the property
How much is 9020 E Emerald Drive in Effingham, IL?
- 9020 E Emerald Drive in Effingham, IL is listed at $339,900 by Shelby Realty Services (MLS #6261205). That is about $167 per square foot.
How many bedrooms and bathrooms does 9020 E Emerald Drive have?
- 9020 E Emerald Drive in Effingham, IL has 3 bedrooms, 3 bathrooms, 2,040 square feet, 2 storeys, built in 1996, on 0.48 acres.
Does 9020 E Emerald Drive have a garage?
- Yes — 9020 E Emerald Drive in Effingham, IL has a 2-car garage, and the house is 2 storeys. The full feature list from the MLS listing is on this page.
How old is 9020 E Emerald Drive?
- 9020 E Emerald Drive was built in 1996, so it is about 30 years old according to the listing.
What kind of home is 9020 E Emerald Drive?
- 9020 E Emerald Drive is listed as a traditional-style home, on 2 stories, with 2,040 square feet of living space.
How much land comes with 9020 E Emerald Drive?
- The lot is 0.48 acres according to the listing.
What features does 9020 E Emerald Drive have?
- The listing notes a gas, 1 fireplace, a septic system, a unfinished, full, yes basement, pool or spa: yes, see exterior features, above ground and dryer, dishwasher, gas water heater, microwave, range, refrigerator, washer included. The full description and every photo are on this page.
When was 9020 E Emerald Drive listed for sale?
- 9020 E Emerald Drive came on the market on October 2, 2026, listed by Matt Forcum of Shelby Realty Services.
The location and the community
What school district serves 9020 E Emerald Drive?
- 9020 E Emerald Drive in Effingham, IL sits inside the Effingham Community Unit School District 40 (Grades PK-12) boundary, matched to parcel 11-26-231-001 rather than to the mailing address. District boundaries and school assignment should be confirmed with the district before you rely on them.
Which schools serve 9020 E Emerald Drive?
- The district's schools are Central Grade School (2 - 5), Early Learning Center (K), Effingham High School (9 - 12), Effingham Junior High School (6 - 8), Effingham Unit 40 Preschool (PK) and South Side Grade School (1 - 2). That is the district boundary, not an attendance-zone lookup — confirm the assignment with the district.
The market
What do homes sell for in Effingham?
- 540 homes sold in Effingham in the last 24 months, at a median of $225,000 — recorded county transfers, not asking prices. The Effingham market page has the detail.
Buying it
Who is the listing agent for 9020 E Emerald Drive?
- Matt Forcum of Shelby Realty Services, (217) 343-3400. Matt has been to the property and answers questions about it directly.
How do I arrange a viewing of 9020 E Emerald Drive?
- Call Shelby Realty Services on (855) 215-3400, or use the showing request form on this page and the listing agent will come back to you. Shelby Realty Services is the listing brokerage for 9020 E Emerald Drive in Effingham, IL.
Get the full property report
Every photo, the video and the parcel on the map, plus parcel details, flood and risk screening, and the districts this property sits in — compiled from public and licensed data and emailed to you straight away.
Your Listing Agent
Keep Looking
See Every Shelby Realty Listing
Homes, farms, land, and commercial property across Effingham and the surrounding counties.
Browse listings →What's My Home Worth?
Free, no-obligation valuation from brokers who have worked this market since 1973.
Get my home value →Follow Us on Facebook
New listings, price drops, and open houses posted the day they happen.
Follow the page →Our Nearby Listings
Not quite the one?
We will email you when another property comes on the market in Effingham. One address, no phone number, and nothing but new listings.
More from Shelby Realty
If you are buying
- Search by town, price or acreage
Every listing we hold, filtered the way you would actually filter it.
- Land and farm ground
Acreage, hunting ground and tillable — the search the residential portals do not really do.
- Town guides
What it is actually like to live somewhere, beside what has been selling there.
If you are selling
- What is your home worth?
A range for an ordinary house straight away, built from every comparable sale in your county.
- What asking too much costs
What separated the homes that sold from the ones that did not, measured across thousands of listings.
- Is your assessment too high?
What a Board of Review wants to see, and how to find out whether appealing is worth it.
If you just want to know
- Market reports by town
Closed sales over three, six and twelve months, with mortgage rates and local employment beside them.
- What sold lately
Every sale the county recorded in the past week, month or quarter, on the map and by town, with the price on each parcel. The deeds, not estimates.
- The homes we sold
The record of what actually changed hands through this office, which is the only honest answer to what a house is worth.
- Any parcel, by address or number
Every parcel in Shelby, Moultrie and Effingham counties: the boundary, the assessor’s record and every recorded sale, whether or not it is for sale.
- What sold near me
An email when the county records a sale near your address — the price, the date, how far. Public record, not an estimate.