413 W South 4th Street
Shelbyville, IL 62565
Amanda Isley
Shelby Realty Services
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,008
- Lot Size
- 0.12 acres
- Year Built
- 1975
- Garage
- 1 car
- Stories
- 1
- Type
- Single Family Home
- MLS #
- 6260653
Viewed by 20 people this week
Own a home in Shelbyville?
290 homes sold in Shelbyville in the last 24 months, at a median of $133,850.
Photos
Property Video
About This Property
413 W South 4th Street is a 3-bedroom, 1-bath, 1,008 sq ft home on 0.12 acres in Shelbyville, IL, listed at $159,900 by Shelby Realty Services.
Welcome to this inviting 3 bed, 1 bath home offering comfort, convenience, and a layout perfect for everyday living. The spacious eat-in kitchen is the centerpiece of the home, featuring plenty of room for cooking, gathering, and enjoying meals together. A sliding glass door leads directly from the kitchen to a peaceful back patio, ideal for morning coffee, grilling, or relaxing while overlooking the backyard. An attached garage adds everyday convenience, while the comfortable layout makes this home feel warm, functional, and ready for your personal touch. Move-in ready and full of potential, this home is a must-see! Whether you're a first-time buyer or looking to downsize, this charming property delivers comfort, style, and value.
Features
- •Stories: 1 Story
- •Garage: 1 Car
- •Sewer: Public Sewer
- •Style: Ranch
- •Total Rooms: 6
- •Basement: Crawl Space
- •Above Grade Finished Area: 1008
- •Appliances: Electric Water Heater, None
- •Attached Garage: Yes
- •Construction Materials: Aluminum Siding
- •Cooling: Central Air
- •Directions: Rt 16 (Main St) South on Lodge St, left turn (East) on 4th St, house on left side (North).
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Location
413 W South 4th Street, Shelbyville, IL 62565
This parcel in gold, the neighbours in white (hover to name one, click to open it) · PIN 2013-18-07-209-008. Parcel lines are approximate, for reference only — not a survey, and not a guarantee of boundary location or acreage.
About This Location
- School district
- Shelbyville Community Unit School District 4
- Fire protection district
- Shelbyville Fire
- Community college district
- Lakeland Jr. College
- Parcel number
- 2013-18-07-209-008
Grades PK-12
Reference-layer screening only — school district, zoning, TIF, and district boundaries are as-published by the county/state and are not a legal determination; confirm with the district/county authority.
Sources: Illinois State Board of Education / UIUC IECAM (2023) · Shelby County / Bruce Harris & Associates (REACH)
Schools
Served by Shelbyville CUSD 4 (P-12)
Main Street Elementary School
Grades PK - 3- Enrollment
- 369
- Student attendance rate
- 94.3%
- Chronic absenteeism
- 11%
Moulton Elementary School
Grades 4 - 8- Enrollment
- 451
- Student attendance rate
- 93.5%
- Chronic absenteeism
- 17.9%
- ELA growth percentile
- 53rd
Shelbyville High School
Grades 9 - 12- Enrollment
- 341
- Student attendance rate
- 93%
- Chronic absenteeism
- 14.3%
- 4-year graduation rate
- 98.8%
- 9th grade on track
- 81.6%
Shelbyville Kindergarten Center
Grades KNot designated — ESSA summative designations are assigned to schools with assessed grades; districts and PK/K-only buildings do not receive one.
- Enrollment
- 78
- Student attendance rate
- 93.9%
- Chronic absenteeism
- 14.8%
Illinois ESSA summative designation, best to lowest: Exemplary, Commendable, Targeted, Comprehensive, Intensive.
District boundary, not an attendance-zone lookup. Illinois' downstate districts are unit (PK-12) districts where the district boundary is effectively the attendance area, but within-district school assignment, boundary changes, and enrollment eligibility are set by the district — confirm with them directly.
Published by ISBE 'AS IS' without warranty of any kind. Report Card figures are self-reported by districts and are a point-in-time state publication, not a verified measure of any individual student's experience. Confirm enrollment eligibility and current school assignment with the district directly.
Source: Illinois State Board of Education — Illinois Report Card (illinoisreportcard.com) and Directory of Educational Entities.
The town
What it is like to live in Shelbyville, and Lake Shelbyville nearby
What it really costs to live here
The lines a payment calculator cannot know — read from the county record and the federal maps for this address, with the source beside each one.
Property tax, from the record
Owner-occupied
$2,446 / yr
about $204 a month
Owner-occupied, 65+
$1,848 / yr
both homestead exemptions
No exemptions
$2,894 / yr
a rental or second home
Assessed value $38,725 × the 2024 rate of 7.47% for tax code 20002 (Shelbyville Township), billed in 2025. On the asking price that is an effective 1.53%.
The owner-occupied figures take the General Homestead ($6,000 off the assessed value) and Senior Citizens ($8,000) exemptions; the senior freeze, veterans’ and home-improvement exemptions are not shown and can lower a bill further. The rate is the newest the clerk has published; the next levy will move it a little, and a sale can prompt a reassessment. Sources: Shelby County Clerk, Tax Codes and Districts Catalog, 2024 (payable 2025) and the assessor's current file. The bill of record is the treasurer's: Erica Firnhaber, Shelby County Treasurer.
USDA zero-down loan
This address is in USDA-eligible territory. The Rural Development guaranteed loan needs no down payment; a modest guarantee fee (1% up front, 0.35% a year) stands in for conventional mortgage insurance. Most buyers from a city have never been told it exists.
Eligibility of the property, checked against USDA's own map on 2026-09-22. The household income limit and the home's condition are the lender's call; any USDA-approved lender can say in a phone call.
Internet
In Shelbyville, 100% of locations can get 100/20 Mbps service; fiber reaches 71.4%; gigabit 71.4%. Wired and fixed-wireless service on offer: Cable, Fiber, Licensed Fixed Wireless.
Town-level from the FCC's Broadband Data Collection — not a per-address check; confirm with the provider before you rely on it. Not endorsed or certified by the FCC.
Estimated Homeowner Payments
A planning estimate — not a loan offer, a pre-approval, or a quote. Every figure below is yours to change.
Estimated monthly cost
$1,174
- Principal & interest
- $854
- Taxes (from the record)
- $204
- Insurance
- $117
Taxes are this parcel’s bill from the county record — assessed value × the clerk’s 2024 rate, less the General Homestead Exemption — not a percentage of the price. The worksheet lets you change it.
Covers the mortgage payment, taxes and insurance. Open the breakdown to add utilities and an upkeep set-aside — both are real monthly costs of owning a home, and we have not guessed at them for you.
Estimates for planning only. This is not an offer to lend, a commitment to lend, or an advertisement of credit terms, and it does not include loan costs such as origination, title or closing fees — your lender provides those on a Loan Estimate. Taxes, insurance, utilities and upkeep are assumptions and will differ from actual amounts. Shelby Realty Services does not guarantee any figure shown here.
Questions About This Property
About the property
How much is 413 W South 4th Street in Shelbyville, IL?
- 413 W South 4th Street in Shelbyville, IL is listed at $159,900 by Shelby Realty Services (MLS #6260653). That is about $159 per square foot.
How many bedrooms and bathrooms does 413 W South 4th Street have?
- 413 W South 4th Street in Shelbyville, IL has 3 bedrooms, 1 bathroom, 1,008 square feet, 1 storey, built in 1975, on 0.12 acres.
Does 413 W South 4th Street have a garage?
- Yes — 413 W South 4th Street in Shelbyville, IL has a 1-car garage, and the house is 1 storey. The full feature list from the MLS listing is on this page.
How old is 413 W South 4th Street?
- 413 W South 4th Street was built in 1975, so it is about 51 years old according to the listing.
What kind of home is 413 W South 4th Street?
- 413 W South 4th Street is listed as a ranch-style home, on one story, with 1,008 square feet of living space.
How much land comes with 413 W South 4th Street?
- The lot is 0.12 acres according to the listing.
What features does 413 W South 4th Street have?
- The listing notes public sewer, a crawl space, electric water heater included, aluminum siding construction and central air cooling. The full description and every photo are on this page.
When was 413 W South 4th Street listed for sale?
- 413 W South 4th Street came on the market on September 1, 2026, listed by Amanda Isley of Shelby Realty Services.
The location and the community
What school district serves 413 W South 4th Street?
- 413 W South 4th Street in Shelbyville, IL sits inside the Shelbyville Community Unit School District 4 (Grades PK-12) boundary, matched to parcel 2013-18-07-209-008 rather than to the mailing address. District boundaries and school assignment should be confirmed with the district before you rely on them.
Which fire protection district covers 413 W South 4th Street?
- 413 W South 4th Street in Shelbyville, IL is in the Shelbyville Fire. This is the district the parcel falls in, per Illinois boundary data.
What county is 413 W South 4th Street in?
- 413 W South 4th Street is in Shelbyville, in Shelby County, Illinois.
What other districts serve 413 W South 4th Street?
- The parcel sits in the Lakeland Jr. College community college district, per the county's published district boundaries.
Which schools serve 413 W South 4th Street?
- The district's schools are Main Street Elementary School (PK - 3), Moulton Elementary School (4 - 8), Shelbyville High School (9 - 12) and Shelbyville Kindergarten Center (K). That is the district boundary, not an attendance-zone lookup — confirm the assignment with the district.
What is Shelbyville like to live in?
- Shelbyville is a county seat with a lake at its doorstep, a manufacturing payroll behind it, a trail system that connects the two, and a community that decorates the whole town for scarecrows in October and lights the park by hand in December. It is the anchor of Shelby County for good reason. It is also the deepest housing market in the county by some distance — the one town where a buyer has genuine choice and a seller has genuine comparables — with historic homes near downtown, mid-century neighborhoods, lake-access property north of town and rural acreage in every direction. Our full Shelbyville guide is on this site.
What should I know about Shelbyville before buying there?
- Our Shelbyville guide covers Where it sits, Lake Shelbyville, The General Dacey Trail, Forest Park, Employers, Downtown and dining and Festivals — written by the office that works there, not scraped.
What is there to do around Shelbyville?
- Near 413 W South 4th Street: Forest Park and the Chautauqua Auditorium, General Dacey Trail, The courthouse square and Lincoln, CityWalk — four self-guided downtown tours, Boarman’s Roxy Theatre, Boarman’s Chevy Bel-Air Auto Museum and Shelby County Historical & Genealogical Society, and more. The things-to-do page for Shelbyville keeps the current list.
How far is 413 W South 4th Street from Lake Shelbyville?
- About 8 miles as the crow flies from 413 W South 4th Street to Lake Shelbyville (Shelby and Moultrie counties). Our Lake Shelbyville guide has the ramps, campgrounds and the calendar.
The market
What do homes sell for in Shelbyville?
- 290 homes sold in Shelbyville in the last 24 months, at a median of $133,850 — recorded county transfers, not asking prices. The Shelbyville market page has the detail.
Buying it
Who is the listing agent for 413 W South 4th Street?
- Amanda Isley of Shelby Realty Services, (217) 246-9320. Amanda has been to the property and answers questions about it directly.
How do I arrange a viewing of 413 W South 4th Street?
- Call Shelby Realty Services on (855) 215-3400, or use the showing request form on this page and the listing agent will come back to you. Shelby Realty Services is the listing brokerage for 413 W South 4th Street in Shelbyville, IL.
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